PayPal Credit

simplehuman is pleased to offer PayPal Credit to all eligible customers, giving 0% interest for 4 months.

PayPal Credit is like a credit card, without the plastic. It’s a credit limit that’s attached to your PayPal account which you can use for your online purchases.

Can I apply for PayPal Credit?

To be eligible, you will need to:

  • spend £99.00 or more in a single transaction
  • have a PayPal account
  • be a UK resident aged 18 years or older
  • have a good credit history
  • have not recently been declared bankrupt
  • be employed with an income above £10,000 per year

How do I apply for PayPal Credit?

You can apply for PayPal Credit via your PayPal account online. Simply complete a short application form and, if approved, you'll have a credit limit linked to your PayPal account within minutes.

How do I use PayPal Credit on the simplehuman website?

To use PayPal Credit on the simplehuman website, please select PayPal as your payment option at the checkout, sign in, select the PayPal Credit option, and use your credit balance to make your purchase.

If you have not applied for PayPal Credit before, you will be required to complete a short application form to determine your credit limit. If approved, you'll have a credit limit linked to your PayPal account within minutes and you can use your balance to make your purchase.

How do I know which products are eligible?

Spend £99.00 or more in a single transaction to be eligible for PayPal Credit. On occasion some products may be excluded from PayPal credit and they will be clearly marked.

Example purchase:

Term Cost of Purchase Monthly Payment Instalment Rate Total Payable
4 Months £249.95 £62.49 0% £249.95

Note: Any remaining balance due after the 4-month promotional period or any transactions under £99 will be charged interest at 19.9% APR (variable). In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit.

Terms and conditions apply. Credit subject to status. UK residents only. PayPal Credit is the trading name of PayPal (Europe) S.à r.l. et Cie, S.C.A. Société en Commandite par Actions Registered Office: 22-24 Boulevard Royal L-2449, Luxembourg RCS Luxembourg B 118 349.

For more information, visit PayPal's help page.